| Sandy & Craig's Home FinancingTeam |
 It’s easy and it's free! Call toll free and talk directly with one of our loan team. You will be glad you did. Toll Free (888) 560-5633 option 2.  To get the best loan, you need the best people. Our financing team represents the best that Santa Clarita has to offer. | |
| Steve Stebbins Wells Fargo | Christine Blayney GEM Mortgage |
| Ken Roelofson Pacific Funding | Stephen Tako Bank Of America Home Loans |
Experience has taught us that working with the best people you can find is the number 1 ingredient for success. Sandy Craig's home financing team represent Wells Fargo Bank, Bank of America Home Loans, and Pacific Funding and GEM Mortgage. Four highly respected home financing sources offering traditional and specialty home financing options. Why take chances with unknown, inexperienced representatives. Our mission is to make sure you get the best loan and service available, earning your repeat and referral business. Toll Free (888) 560-5633 option 2. | |
| Wells Fargo |
 (661) 310-1013 Ext 707 |
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FHA and FHA Renovation 203K financing Specialiast. Not only can Steve get you great conventional financing, one of Steve’s specialties is the FHA 203K Renovation Financing program. This unique Wells Fargo Home Mortgage loan program allows the buyer to finance the cost of repairs, renovation or remodeling right into their purchase loan. If you are looking at “as-is” homes, this program maybe the perfect solution to replace carpets, painting, kitchen and bathroom upgrades, etc. We use the after improved value to set the loan amount, and for owner occupied purchases the down payment can be as little as 3%. We also have a program for the investor purchase that will allow for repairs, renovation and remodeling as well. Steve’s investor clients like the fact that they can leverage their cash more effectively by using this program on homes that need “fixing up”. Steve is one of a handful of loan agents in the Santa Clarita Valley that is a certified renovation specialist. He has had to participate in a rigorous and ongoing training program to be able to offer this loan program. |
Since 1992 Steve has been involved in the mortgage industry. He has had the pleasure of assisting a wide range of home buyers from first time buyers to seasoned investors. For each one of them his goal has been to find the right home financing solution to meet their needs. With an every changing mortgage environment, Steve has kept current with the changing guidelines and combined with his experience, has focused on providing the most up to date home financing information so that his homebuyers can make the best decision when it come to choosing the right loan for their purchase. |
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| GEM Mortgage |
Christine Blayney Home financing that's right for you. Because your home is one of your biggest investments, it's important to ensure that your mortgage fits your needs. That's my specialty - finding mortgage solutions that meet your current situation while complementing your long-term financial goals. I will help you determine what mortgage options work best for you, guide you through the loan process, and answer your questions. |
 (888) 560-5633 Ext. 711 |
About Pacific Funding Working with Pacific Funding for your home financing means you're working with one of the industry's leaders: |
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| Pacific Funding |
 (888) 560-5633 Ext. 710 |
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Ken Roelofson Ken has helped our buyers find just the right home loan for over 20 years. Ken not only helps with conventional financing, but can help you find specialty loans such as VA, FHA, student, teacher, fire, police, and 1st time buyer specialty programs. Ken prides himself in his willingness to take time to make sure you find the best possible loan based upon your individual circumstances. |
Pacific Funding Wants you to make them your home town lender. They have been providing home financing to individuals and families just like you for 18 years. Pacific Funding is a mortgage banker and they concentrate on doing one thing and doing it well: financing homes for their customers. As a direct lender, they use their own resources to process, underwrite and fund all of their home loans - no middleman to slow down the process. This gives control and decision-making capability to each of their offices. Which means, fast, efficient and affordable financing for you. |
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| Bank Of America Home Loans |
Stephen Tako The newest addition to our loan team, Stephen has proven to be someone our clients can count on to get the job done. Stephen is the Sales Manager of Countrywide’s Santa Clarita branch and has also been the branch’s top producer for 2005 and 2006. Voted to be the only lender on the 2007 SCV Realtor Association Council for 2007, Stephen’s commitment to providing competitive rates and excellent service to his clients is evident. As a Chamber of Commerce Ambassador since 1994, his reputation for integrity is paramount to his success. He is a long-time supporter of other community organizations such as the YMCA, Professional Referrals Optimizing Sales, Henry Mayo Newhall Memorial Hospital, Boys and Girls Club, College of the Canyons, Jaycees, Women’s Council of Realtors and more. |
 (888) 560-5633 Ext. 712 |
 Countrywide’s wide product options and the ability to close purchase transactions as quickly as three days when needed are reasons Stephen’s clients keep coming back to him for future purchase and refinance transactions. He is a consultant you can trust with the support of Countrywide – America’s #1 Home Loan Lender. Countrywide Financial Corporation is America's #1 home loan lender and a member of the prestigious Standard & Poor's 500 and Fortune 500.* |
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