Sandy & Craig's Home FinancingTeam

Loan Questions & Pre-Qualification It’s easy and it's free! Call toll free and talk directly with one of our loan team. You will be glad you did. Toll Free (888) 560-5633 option 2. Step 1. Choose the Right Loan. - Find out which is the best financing option for you. Our loan team will update you on the current loan types, rates, fees, payments and more. You will learn the advantages and disadvantages of each, and help you choose the best loan for your individual needs. Step 2. Written Pre-qualification -. When you get pre-qualified by our loan team, it is the real thing. Sellers will take your offer seriously, providing you a better negotiation position. You will have the peace of mind knowing what price range you can afford and have confidence that when you find your next home you will be able to smoothly complete your escrow on schedule. To get the best loan, you need the best people. Our financing team represents the best that Santa Clarita has to offer.
Steve Stebbins Wells Fargo	Christine Blayney GEM Mortgage
Ken Roelofson Pacific Funding
Experience has taught us that working with the best people you can find is the number 1 ingredient for success. Sandy Craig's home financing team represent Wells Fargo Bank, Bank of America Home Loans, and Pacific Funding and GEM Mortgage. Four highly respected home financing sources offering traditional and specialty home financing options. Why take chances with unknown, inexperienced representatives. Our mission is to make sure you get the best loan and service available, earning your repeat and referral business. It’s easy and it is free. Call toll free 24 hours a day. You will be glad you did. Toll Free (888) 560-5633 option 2.

Wells Fargo

(661) 310-1013 Ext 707

FHA and FHA Renovation 203K financing Specialiast. Not only can Steve get you great conventional financing, one of Steve’s specialties is the FHA 203K Renovation Financing program. This unique Wells Fargo Home Mortgage loan program allows the buyer to finance the cost of repairs, renovation or remodeling right into their purchase loan. If you are looking at “as-is” homes, this program maybe the perfect solution to replace carpets, painting, kitchen and bathroom upgrades, etc. We use the after improved value to set the loan amount, and for owner occupied purchases the down payment can be as little as 3%. We also have a program for the investor purchase that will allow for repairs, renovation and remodeling as well. Steve’s investor clients like the fact that they can leverage their cash more effectively by using this program on homes that need “fixing up”. Steve is one of a handful of loan agents in the Santa Clarita Valley that is a certified renovation specialist. He has had to participate in a rigorous and ongoing training program to be able to offer this loan program.

Since 1992 Steve has been involved in the mortgage industry. He has had the pleasure of assisting a wide range of home buyers from first time buyers to seasoned investors. For each one of them his goal has been to find the right home financing solution to meet their needs. With an every changing mortgage environment, Steve has kept current with the changing guidelines and combined with his experience, has focused on providing the most up to date home financing information so that his homebuyers can make the best decision when it come to choosing the right loan for their purchase.

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GEM Mortgage

Christine Blayney Home financing that's right for you. Because your home is one of your biggest investments, it's important to ensure that your mortgage fits your needs. That's my specialty - finding mortgage solutions that meet your current situation while complementing your long-term financial goals. I will help you determine what mortgage options work best for you, guide you through the loan process, and answer your questions.

(888) 560-5633 Ext. 711

About Pacific Funding Working with Pacific Funding for your home financing means you're working with one of the industry's leaders: We are the nation's leading retail mortgage lender, providing funding for one out of every 14 homes financed in the United States. The majority of the Fortune 100 companies conduct their employee relocation business with us. Wells Fargo Home Mortgage is the nation's leading lender to buyers of newly constructed homes.2 We are a leading provider of jumbo mortgages and adjustable-rate mortgages (ARMs), as well as the nation’s leading originator of reverse mortgages. Wells Fargo Home Mortgage has one of the most diverse and extensive product lines in the industry.

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Pacific Funding

(888) 560-5633 Ext. 710

Ken Roelofson Ken has helped our buyers find just the right home loan for over 20 years. Ken not only helps with conventional financing, but can help you find specialty loans such as VA, FHA, student, teacher, fire, police, and 1st time buyer specialty programs. Ken prides himself in his willingness to take time to make sure you find the best possible loan based upon your individual circumstances.

Pacific Funding Wants you to make them your home town lender. They have been providing home financing to individuals and families just like you for 18 years. Pacific Funding is a mortgage banker and they concentrate on doing one thing and doing it well: financing homes for their customers. As a direct lender, they use their own resources to process, underwrite and fund all of their home loans - no middleman to slow down the process. This gives control and decision-making capability to each of their offices. Which means, fast, efficient and affordable financing for you.

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